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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,359 | $102,595-16.8% | $94,057-9.2% | $154,746-44.8% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 80.7%-30.7pp |
| Annual return | 25.14% | 583.42%-558.3pp | 480.62%-455.5pp | 172.34%-147.2pp |
| Employer contribution / active EE | $853 | $3,147-72.9% | $2,933-70.9% | $4,379-80.5% |
| Participant deferral / active EE | $3,130 | $5,118-38.8% | $4,709-33.5% | $6,730-53.5% |
| Admin fee / account holder | $3,799 | $7,736-50.9% | $7,244-47.6% | $14,365-73.6% |