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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,359 | $72,071+18.4% | $68,368+24.9% | $137,256-37.8% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 25.14% | 353.14%-328.0pp | 292.57%-267.4pp | 220.34%-195.2pp |
| Employer contribution / active EE | $853 | $2,788-69.4% | $2,649-67.8% | $4,156-79.5% |
| Participant deferral / active EE | $3,130 | $4,410-29.0% | $4,123-24.1% | $6,407-51.1% |
| Admin fee / account holder | $3,799 | $5,336-28.8% | $5,150-26.2% | $12,270-69.0% |