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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,443 | $105,284-84.4% | $150,734-89.1% | $94,015-82.5% |
| Participation rate | 95.2% | 71.7%+23.5pp | 78.4%+16.8pp | 70.8%+24.4pp |
| Annual return | 21.90% | 15.67%+6.2pp | 600.81%-578.9pp | 17.84%+4.1pp |
| Employer contribution / active EE | $2,029 | $3,599-43.6% | $4,918-58.8% | $2,790-27.3% |
| Participant deferral / active EE | $3,467 | $4,274-18.9% | $5,610-38.2% | $4,249-18.4% |
| Admin fee / account holder | $5,173 | $9,839-47.4% | $14,905-65.3% | $8,951-42.2% |