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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,443 | $88,672-81.5% | $105,223-84.4% | $82,448-80.1% |
| Participation rate | 95.2% | 67.9%+27.3pp | 75.0%+20.2pp | 68.1%+27.2pp |
| Annual return | 21.90% | 30.86%-9.0pp | 180.65%-158.7pp | 41.64%-19.7pp |
| Employer contribution / active EE | $2,029 | $3,048-33.4% | $3,689-45.0% | $2,551-20.5% |
| Participant deferral / active EE | $3,467 | $4,036-14.1% | $5,072-31.7% | $4,139-16.3% |
| Admin fee / account holder | $5,173 | $7,146-27.6% | $8,859-41.6% | $7,234-28.5% |