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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,870 | $101,653-47.0% | $147,080-63.4% | $74,459-27.7% |
| Participation rate | 56.5% | 75.6%-19.0pp | 82.2%-25.7pp | 67.2%-10.7pp |
| Annual return | 42.86% | 8754.98%-8712.1pp | 420.17%-377.3pp | 1369.70%-1326.8pp |
| Employer contribution / active EE | $2,188 | $3,813-42.6% | $4,933-55.7% | $2,626-16.7% |
| Participant deferral / active EE | $6,118 | $7,304-16.2% | $8,066-24.2% | $4,350+40.7% |
| Admin fee / account holder | $2,015 | $1,752+15.0% | $12,989-84.5% | $1,945+3.6% |