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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,870 | $101,539-46.9% | $147,041-63.4% | $74,400-27.6% |
| Participation rate | 56.5% | 75.5%-19.0pp | 82.2%-25.6pp | 67.2%-10.7pp |
| Annual return | 42.86% | 8740.84%-8698.0pp | 419.21%-376.3pp | 1367.51%-1324.6pp |
| Employer contribution / active EE | $2,188 | $3,811-42.6% | $4,935-55.7% | $2,624-16.6% |
| Participant deferral / active EE | $6,118 | $7,304-16.2% | $8,071-24.2% | $4,348+40.7% |
| Admin fee / account holder | $2,015 | $1,749+15.2% | $13,006-84.5% | $1,944+3.7% |