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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,821 | $159,934-50.7% | $147,005-46.4% | $145,959-46.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 24.95% | 98.24%-73.3pp | 418.76%-393.8pp | 561.95%-537.0pp |
| Employer contribution / active EE | $16,468 | $5,287+211.5% | $4,934+233.7% | $4,661+253.3% |
| Participant deferral / active EE | $7,478 | $8,427-11.3% | $8,070-7.3% | $6,689+11.8% |
| Admin fee / account holder | $8,675 | $15,053-42.4% | $13,006-33.3% | $13,398-35.3% |