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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,821 | $160,070-50.8% | $147,117-46.4% | $145,897-46.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 24.95% | 98.69%-73.7pp | 420.54%-395.6pp | 552.29%-527.3pp |
| Employer contribution / active EE | $16,468 | $5,285+211.6% | $4,932+233.9% | $4,663+253.2% |
| Participant deferral / active EE | $7,478 | $8,419-11.2% | $8,065-7.3% | $6,689+11.8% |
| Admin fee / account holder | $8,675 | $15,035-42.3% | $12,993-33.2% | $13,390-35.2% |