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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,816 | $51,638+184.3% | $129,406+13.5% | $80,959+81.3% |
| Participation rate | 56.0% | 56.9%-0.9pp | 69.6%-13.6pp | 67.7%-11.7pp |
| Annual return | 14.35% | 20.78%-6.4pp | 9468.18%-9453.8pp | 35.67%-21.3pp |
| Employer contribution / active EE | $1,738 | $1,584+9.7% | $4,155-58.2% | $2,757-37.0% |
| Participant deferral / active EE | $19,250 | $2,670+621.0% | $4,167+361.9% | $4,300+347.6% |
| Admin fee / account holder | $445 | $4,313-89.7% | $7,689-94.2% | $6,925-93.6% |