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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,816 | $51,604+184.5% | $129,295+13.6% | $80,874+81.5% |
| Participation rate | 56.0% | 57.0%-1.0pp | 69.6%-13.6pp | 67.6%-11.6pp |
| Annual return | 14.35% | 20.76%-6.4pp | 9429.28%-9414.9pp | 35.62%-21.3pp |
| Employer contribution / active EE | $1,738 | $1,585+9.7% | $4,157-58.2% | $2,756-36.9% |
| Participant deferral / active EE | $19,250 | $2,670+620.9% | $4,169+361.7% | $4,297+348.0% |
| Admin fee / account holder | $445 | $4,310-89.7% | $7,665-94.2% | $6,935-93.6% |