Filed November 20, 2023
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,136 | $106,749-30.6% | $145,433-49.0% | $82,448-10.1% |
| Participation rate | 45.3% | 75.6%-30.4pp | 82.1%-36.8pp | 68.1%-22.8pp |
| Annual return | 16.99% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $1,647 | $3,444-52.2% | $4,554-63.8% | $2,551-35.4% |
| Participant deferral / active EE | $5,330 | $6,519-18.2% | $7,897-32.5% | $4,139+28.8% |
| Admin fee / account holder | $3,682 | $8,390-56.1% | $13,129-72.0% | $7,234-49.1% |