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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,938 | $117,846+23.8% | $102,434+42.5% | $145,8840% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 13.40% | 31.90%-18.5pp | 29.46%-16.1pp | 551.85%-538.5pp |
| Employer contribution / active EE | $3,467 | $3,615-4.1% | $3,023+14.7% | $4,662-25.6% |
| Participant deferral / active EE | $11,799 | $5,733+105.8% | $5,055+133.4% | $6,690+76.4% |
| Admin fee / account holder | $598 | $13,356-95.5% | $9,462-93.7% | $13,392-95.5% |