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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,579 | $126,661+52.8% | $113,397+70.7% | $138,895+39.4% |
| Participation rate | 72.7% | 79.4%-6.7pp | 76.5%-3.8pp | 79.9%-7.2pp |
| Annual return | 17.57% | 25.05%-7.5pp | 23.20%-5.6pp | 145.39%-127.8pp |
| Employer contribution / active EE | $3,653 | $3,456+5.7% | $2,977+22.7% | $4,194-12.9% |
| Participant deferral / active EE | $12,347 | $5,693+116.9% | $5,076+143.2% | $6,396+93.0% |
| Admin fee / account holder | $756 | $14,549-94.8% | $11,957-93.7% | $12,562-94.0% |