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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,241 | $69,444-46.4% | $92,985-59.9% | $87,485-57.4% |
| Participation rate | 32.4% | 63.3%-30.9pp | 69.5%-37.1pp | 68.9%-36.6pp |
| Annual return | 21.27% | 23.85%-2.6pp | 27.99%-6.7pp | 26.06%-4.8pp |
| Employer contribution / active EE | $1,333 | $1,917-30.4% | $2,662-49.9% | $2,596-48.6% |
| Participant deferral / active EE | $2,170 | $3,364-35.5% | $4,377-50.4% | $4,274-49.2% |
| Admin fee / account holder | $512 | $6,137-91.7% | $9,463-94.6% | $7,775-93.4% |