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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,764 | $94,436+4.6% | $115,599-14.6% | $82,637+19.5% |
| Participation rate | 94.9% | 70.4%+24.5pp | 74.3%+20.6pp | 68.1%+26.9pp |
| Annual return | 16.51% | 18.37%-1.9pp | 111.10%-94.6pp | 53.51%-37.0pp |
| Employer contribution / active EE | $1,284 | $2,324-44.7% | $2,955-56.6% | $2,552-49.7% |
| Participant deferral / active EE | $1,496 | $3,955-62.2% | $4,889-69.4% | $4,126-63.8% |
| Admin fee / account holder | $1,679 | $10,328-83.7% | $12,841-86.9% | $7,339-77.1% |