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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $776,931 | $209,336+271.1% | $197,124+294.1% | $137,256+466.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 14.25% | 48.09%-33.8pp | 44.34%-30.1pp | 220.34%-206.1pp |
| Employer contribution / active EE | $30,417 | $6,591+361.5% | $6,227+388.4% | $4,156+631.9% |
| Participant deferral / active EE | $23,000 | $9,614+139.2% | $9,135+151.8% | $6,407+259.0% |
| Admin fee / account holder | $1,358 | $17,308-92.2% | $16,298-91.7% | $12,270-88.9% |