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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,310 | $201,372+40.2% | $184,260+53.2% | $145,884+93.5% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 21.67% | 29.04%-7.4pp | 28.84%-7.2pp | 551.85%-530.2pp |
| Employer contribution / active EE | $0 | $7,024-100.0% | $6,427-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $12,443 | $9,808+26.9% | $9,133+36.2% | $6,690+86.0% |
| Admin fee / account holder | $14,457 | $16,362-11.6% | $13,898+4.0% | $13,392+8.0% |