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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,953 | $100,970+35.6% | $96,576+41.8% | $137,256-0.2% |
| Participation rate | 66.7% | 82.6%-15.9pp | 81.4%-14.8pp | 80.0%-13.3pp |
| Annual return | 22.61% | 38.16%-15.5pp | 38.47%-15.9pp | 220.34%-197.7pp |
| Employer contribution / active EE | $2,575 | $3,809-32.4% | $3,553-27.5% | $4,156-38.0% |
| Participant deferral / active EE | $6,061 | $8,286-26.9% | $7,956-23.8% | $6,407-5.4% |
| Admin fee / account holder | $60 | $11,312-99.5% | $11,381-99.5% | $12,270-99.5% |