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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,836 | $95,404+104.2% | $113,397+71.8% | $82,637+135.8% |
| Participation rate | 69.1% | 72.8%-3.7pp | 76.5%-7.4pp | 68.1%+1.0pp |
| Annual return | 14.23% | 19.08%-4.8pp | 23.20%-9.0pp | 53.51%-39.3pp |
| Employer contribution / active EE | $2,016 | $2,307-12.6% | $2,977-32.3% | $2,552-21.0% |
| Participant deferral / active EE | $6,214 | $4,220+47.3% | $5,076+22.4% | $4,126+50.6% |
| Admin fee / account holder | $3,122 | $9,168-65.9% | $11,957-73.9% | $7,339-57.5% |