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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,029 | $185,312-89.2% | $161,489-87.6% | $154,746-87.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 28.74% | 103.84%-75.1pp | 89.72%-61.0pp | 172.34%-143.6pp |
| Employer contribution / active EE | $10,593 | $4,769+122.1% | $4,268+148.2% | $4,379+141.9% |
| Participant deferral / active EE | $3,574 | $6,350-43.7% | $5,630-36.5% | $6,730-46.9% |
| Admin fee / account holder | $606 | $18,654-96.8% | $16,006-96.2% | $14,365-95.8% |