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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,792 | $51,736-92.7% | $120,225-96.8% | $67,986-94.4% |
| Participation rate | 80.2% | 46.1%+34.1pp | 69.6%+10.6pp | 57.2%+23.0pp |
| Annual return | 27.78% | 31.98%-4.2pp | 439.23%-411.4pp | 31.67%-3.9pp |
| Employer contribution / active EE | $716 | $1,071-33.2% | $3,475-79.4% | $2,019-64.5% |
| Participant deferral / active EE | $828 | $2,206-62.5% | $3,999-79.3% | $3,358-75.4% |
| Admin fee / account holder | $199 | $4,159-95.2% | $5,696-96.5% | $3,203-93.8% |