See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 26 · EIN 43-1451524 | Advisory (Participants) | $35,649 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,196 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,755 | $89,436-48.8% | $164,813-72.2% | $77,643-41.1% |
| Participation rate | 59.9% | 78.6%-18.7pp | 78.6%-18.7pp | 70.6%-10.7pp |
| Annual return | 16.97% | 28.83%-11.9pp | 69.93%-53.0pp | 31.24%-14.3pp |
| Employer contribution / active EE | $2,795 | $2,569+8.8% | $4,341-35.6% | $2,726+2.6% |
| Participant deferral / active EE | $4,823 | $4,897-1.5% | $6,031-20.0% | $4,647+3.8% |
| Admin fee / account holder | $463 | $339+36.5% | $12,690-96.3% | $430+7.7% |