Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,297 | $88,360-72.5% | $145,433-83.3% | $67,986-64.3% |
| Participation rate | 31.3% | 65.5%-34.2pp | 82.1%-50.9pp | 57.2%-26.0pp |
| Annual return | 19.44% | 63.15%-43.7pp | 66.58%-47.1pp | 31.67%-12.2pp |
| Employer contribution / active EE | $0 | $3,054-100.0% | $4,554-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $2,361 | $5,932-60.2% | $7,897-70.1% | $3,358-29.7% |
| Admin fee / account holder | $937 | $3,313-71.7% | $13,129-92.9% | $3,203-70.8% |