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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,755 | $172,111+27.1% | $150,298+45.5% | $137,256+59.4% |
| Participation rate | 72.2% | 81.7%-9.5pp | 77.8%-5.5pp | 80.0%-7.7pp |
| Annual return | 19.41% | 69.37%-50.0pp | 62.79%-43.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $7,117 | $4,636+53.5% | $4,154+71.3% | $4,156+71.2% |
| Participant deferral / active EE | $4,893 | $6,166-20.6% | $5,453-10.3% | $6,407-23.6% |
| Admin fee / account holder | $6,747 | $16,471-59.0% | $14,116-52.2% | $12,270-45.0% |