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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,271 | $57,590+44.6% | $86,233-3.4% | $82,448+1.0% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 12.94% | 22.41%-9.5pp | 61.39%-48.4pp | 41.64%-28.7pp |
| Employer contribution / active EE | $1,369 | $1,655-17.3% | $2,504-45.4% | $2,551-46.4% |
| Participant deferral / active EE | $4,836 | $3,080+57.0% | $4,559+6.1% | $4,139+16.8% |
| Admin fee / account holder | $8,412 | $4,730+77.8% | $8,342+0.8% | $7,234+16.3% |