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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,271 | $60,442+37.8% | $96,754-13.9% | $87,485-4.8% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 12.94% | 21.97%-9.0pp | 82.04%-69.1pp | 26.06%-13.1pp |
| Employer contribution / active EE | $1,369 | $1,691-19.1% | $2,679-48.9% | $2,596-47.3% |
| Participant deferral / active EE | $4,836 | $3,280+47.4% | $4,758+1.6% | $4,274+13.2% |
| Admin fee / account holder | $8,412 | $5,069+65.9% | $8,905-5.5% | $7,775+8.2% |