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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,545 | $160,070-37.2% | $147,117-31.7% | $145,897-31.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -0.11% | 98.69%-98.8pp | 420.54%-420.6pp | 552.29%-552.4pp |
| Employer contribution / active EE | $4,636 | $5,285-12.3% | $4,932-6.0% | $4,663-0.6% |
| Participant deferral / active EE | $10,807 | $8,419+28.4% | $8,065+34.0% | $6,689+61.6% |
| Admin fee / account holder | $25,171 | $15,035+67.4% | $12,993+93.7% | $13,390+88.0% |