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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,217 | $58,627-17.8% | $76,735-37.2% | $82,448-41.5% |
| Participation rate | 71.8% | 63.2%+8.6pp | 69.5%+2.3pp | 68.1%+3.7pp |
| Annual return | 13.64% | 39.10%-25.5pp | 29.77%-16.1pp | 41.64%-28.0pp |
| Employer contribution / active EE | $1,738 | $1,729+0.5% | $2,454-29.2% | $2,551-31.9% |
| Participant deferral / active EE | $3,275 | $3,134+4.5% | $4,088-19.9% | $4,139-20.9% |
| Admin fee / account holder | $555 | $5,323-89.6% | $7,189-92.3% | $7,234-92.3% |