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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,331 | $111,535-79.1% | $105,223-77.8% | $137,256-83.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 22.30% | 237.85%-215.6pp | 180.65%-158.4pp | 220.34%-198.0pp |
| Employer contribution / active EE | $3,650 | $3,939-7.3% | $3,689-1.0% | $4,156-12.2% |
| Participant deferral / active EE | $6,937 | $5,500+26.1% | $5,072+36.8% | $6,407+8.3% |
| Admin fee / account holder | $2,208 | $9,721-77.3% | $8,859-75.1% | $12,270-82.0% |