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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,803 | $84,685-67.2% | $73,836-62.3% | $125,389-77.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | 1.03% | 3123.80%-3122.8pp | 2268.06%-2267.0pp | 282.24%-281.2pp |
| Employer contribution / active EE | $11,172 | $3,123+257.7% | $2,787+300.8% | $4,866+129.6% |
| Participant deferral / active EE | $6,526 | $3,993+63.5% | $3,583+82.1% | $5,352+22.0% |
| Admin fee / account holder | $633 | $5,694-88.9% | $4,882-87.0% | $9,541-93.4% |