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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,247 | $76,522-97.1% | $56,033-96.0% | $145,884-98.5% |
| Participation rate | 55.6% | 63.2%-7.7pp | 52.5%+3.1pp | 80.3%-24.7pp |
| Annual return | 6.79% | 3014.28%-3007.5pp | 1711.38%-1704.6pp | 551.85%-545.1pp |
| Employer contribution / active EE | $181 | $1,382-86.9% | $1,041-82.6% | $4,662-96.1% |
| Participant deferral / active EE | $278 | $2,624-89.4% | $1,954-85.7% | $6,690-95.8% |
| Admin fee / account holder | $68 | $3,328-97.9% | $2,827-97.6% | $13,392-99.5% |