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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,870 | $69,118-94.4% | $53,647-92.8% | $138,895-97.2% |
| Participation rate | 44.4% | 64.0%-19.5pp | 56.3%-11.8pp | 79.9%-35.5pp |
| Annual return | 18.57% | 248.26%-229.7pp | 358.33%-339.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $275 | $1,189-76.9% | $962-71.4% | $4,194-93.4% |
| Participant deferral / active EE | $364 | $2,274-84.0% | $1,813-79.9% | $6,396-94.3% |
| Admin fee / account holder | $962 | $2,724-64.7% | $2,460-60.9% | $12,562-92.3% |