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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,153 | $102,422-15.9% | $147,117-41.4% | $80,959+6.4% |
| Participation rate | 53.1% | 75.9%-22.7pp | 82.2%-29.1pp | 67.7%-14.5pp |
| Annual return | 14.14% | 135.16%-121.0pp | 420.54%-406.4pp | 35.67%-21.5pp |
| Employer contribution / active EE | $1,771 | $3,717-52.3% | $4,932-64.1% | $2,757-35.8% |
| Participant deferral / active EE | $3,487 | $6,652-47.6% | $8,065-56.8% | $4,300-18.9% |
| Admin fee / account holder | $208 | $7,953-97.4% | $12,993-98.4% | $6,925-97.0% |