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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,252 | $160,028-57.3% | $147,080-53.6% | $145,884-53.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.45% | 98.60%-85.1pp | 420.17%-406.7pp | 551.85%-538.4pp |
| Employer contribution / active EE | $3,299 | $5,286-37.6% | $4,933-33.1% | $4,662-29.3% |
| Participant deferral / active EE | $6,082 | $8,422-27.8% | $8,066-24.6% | $6,690-9.1% |
| Admin fee / account holder | $1,042 | $15,030-93.1% | $12,989-92.0% | $13,392-92.2% |