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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,252 | $159,978-57.3% | $147,041-53.6% | $145,978-53.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.45% | 98.36%-84.9pp | 419.21%-405.8pp | 550.52%-537.1pp |
| Employer contribution / active EE | $3,299 | $5,288-37.6% | $4,935-33.2% | $4,662-29.2% |
| Participant deferral / active EE | $6,082 | $8,429-27.8% | $8,071-24.6% | $6,690-9.1% |
| Admin fee / account holder | $1,042 | $15,053-93.1% | $13,006-92.0% | $13,400-92.2% |