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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $9,552 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,389 | $38,967-50.2% | $86,233-77.5% | $79,634-75.7% |
| Participation rate | 41.4% | 34.1%+7.3pp | 69.0%-27.6pp | 62.5%-21.1pp |
| Annual return | 15.48% | 49.90%-34.4pp | 61.39%-45.9pp | 36.46%-21.0pp |
| Employer contribution / active EE | $119 | $868-86.3% | $2,504-95.2% | $2,529-95.3% |
| Participant deferral / active EE | $2,609 | $1,663+56.9% | $4,559-42.8% | $3,835-32.0% |
| Admin fee / account holder | $39 | $2,660-98.5% | $8,342-99.5% | $1,002-96.1% |