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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,127 | $58,241-87.8% | $81,780-91.3% | $80,911-91.2% |
| Participation rate | 71.4% | 63.4%+8.0pp | 72.4%-0.9pp | 67.6%+3.8pp |
| Annual return | 40.26% | 41.73%-1.5pp | 776.27%-736.0pp | 35.63%+4.6pp |
| Employer contribution / active EE | $1,652 | $2,343-29.5% | $2,914-43.3% | $2,756-40.1% |
| Participant deferral / active EE | $1,641 | $3,283-50.0% | $4,321-62.0% | $4,297-61.8% |
| Admin fee / account holder | $1,240 | $4,973-75.1% | $7,384-83.2% | $6,935-82.1% |