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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,127 | $58,275-87.8% | $81,844-91.3% | $80,935-91.2% |
| Participation rate | 71.4% | 63.5%+8.0pp | 72.4%-1.0pp | 67.7%+3.8pp |
| Annual return | 40.26% | 41.82%-1.6pp | 778.87%-738.6pp | 35.66%+4.6pp |
| Employer contribution / active EE | $1,652 | $2,346-29.6% | $2,916-43.4% | $2,757-40.1% |
| Participant deferral / active EE | $1,641 | $3,285-50.1% | $4,323-62.1% | $4,299-61.8% |
| Admin fee / account holder | $1,240 | $4,749-73.9% | $7,355-83.1% | $6,924-82.1% |