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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,867 | $138,393+113.1% | $184,256+60.0% | $80,959+264.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 20.09% | 20.01%+0.1pp | 28.85%-8.8pp | 35.67%-15.6pp |
| Employer contribution / active EE | $13,113 | $4,847+170.5% | $6,427+104.0% | $2,757+375.6% |
| Participant deferral / active EE | $20,424 | $7,076+188.6% | $9,133+123.6% | $4,300+374.9% |
| Admin fee / account holder | $8,380 | $10,489-20.1% | $13,899-39.7% | $6,925+21.0% |