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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,867 | $138,385+113.1% | $184,243+60.0% | $80,925+264.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 20.09% | 20.02%+0.1pp | 28.82%-8.7pp | 35.65%-15.6pp |
| Employer contribution / active EE | $13,113 | $4,851+170.3% | $6,427+104.0% | $2,756+375.8% |
| Participant deferral / active EE | $20,424 | $7,075+188.7% | $9,132+123.6% | $4,299+375.1% |
| Admin fee / account holder | $8,380 | $10,489-20.1% | $13,914-39.8% | $6,940+20.8% |