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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,725 | $99,345-93.2% | $84,753-92.1% | $273,972-97.5% |
| Participation rate | 78.6% | 80.7%-2.1pp | 76.6%+2.0pp | 83.0%-4.4pp |
| Annual return | 24.44% | 22.93%+1.5pp | 22.78%+1.7pp | 41.46%-17.0pp |
| Employer contribution / active EE | $3,431 | $4,214-18.6% | $3,574-4.0% | $4,869-29.5% |
| Participant deferral / active EE | $611 | $4,270-85.7% | $3,712-83.5% | $5,287-88.4% |
| Admin fee / account holder | $731 | $6,645-89.0% | $5,333-86.3% | $10,133-92.8% |