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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,990 | $108,922-50.4% | $100,398-46.2% | $145,978-63.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 12.11% | 58.04%-45.9pp | 49.32%-37.2pp | 550.52%-538.4pp |
| Employer contribution / active EE | $0 | $4,426-100.0% | $3,946-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,661 | $8,450-33.0% | $8,084-30.0% | $6,690-15.4% |
| Admin fee / account holder | $15,605 | $9,680+61.2% | $7,893+97.7% | $13,400+16.5% |