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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,990 | $108,911-50.4% | $100,392-46.2% | $145,884-63.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 12.11% | 58.23%-46.1pp | 49.45%-37.3pp | 551.85%-539.7pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,661 | $8,459-33.1% | $8,090-30.0% | $6,690-15.4% |
| Admin fee / account holder | $15,605 | $9,698+60.9% | $7,904+97.4% | $13,392+16.5% |