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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,456 | $174,379-77.9% | $152,093-74.7% | $138,895-72.3% |
| Participation rate | 43.5% | 81.6%-38.2pp | 77.8%-34.3pp | 79.9%-36.4pp |
| Annual return | 22.19% | 74.86%-52.7pp | 66.36%-44.2pp | 145.39%-123.2pp |
| Employer contribution / active EE | $1,299 | $4,652-72.1% | $4,175-68.9% | $4,194-69.0% |
| Participant deferral / active EE | $2,780 | $6,159-54.9% | $5,451-49.0% | $6,396-56.5% |
| Admin fee / account holder | $795 | $16,880-95.3% | $14,497-94.5% | $12,562-93.7% |