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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,900 | $102,385-22.9% | $147,080-46.4% | $80,935-2.5% |
| Participation rate | 93.0% | 75.9%+17.2pp | 82.2%+10.8pp | 67.7%+25.4pp |
| Annual return | 18.31% | 135.09%-116.8pp | 420.17%-401.9pp | 35.66%-17.3pp |
| Employer contribution / active EE | $4,622 | $3,717+24.3% | $4,933-6.3% | $2,757+67.7% |
| Participant deferral / active EE | $9,974 | $6,651+50.0% | $8,066+23.6% | $4,299+132.0% |
| Admin fee / account holder | $2,231 | $7,951-71.9% | $12,989-82.8% | $6,924-67.8% |