Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,195 | $88,137-66.9% | $164,975-82.3% | $74,429-60.8% |
| Participation rate | 39.6% | 73.1%-33.5pp | 78.6%-39.0pp | 67.2%-27.6pp |
| Annual return | 13.63% | 17.13%-3.5pp | 70.12%-56.5pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $1,182 | $2,597-54.5% | $4,343-72.8% | $2,625-55.0% |
| Participant deferral / active EE | $1,738 | $4,501-61.4% | $6,033-71.2% | $4,348-60.0% |
| Admin fee / account holder | $7,210 | $2,231+223.1% | $12,688-43.2% | $1,944+270.8% |