Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,701 | $87,106-69.3% | $105,607-74.7% | $80,935-67.0% |
| Participation rate | 39.7% | 70.4%-30.8pp | 75.3%-35.6pp | 67.7%-28.0pp |
| Annual return | 29.17% | 17.01%+12.2pp | 116.11%-86.9pp | 35.66%-6.5pp |
| Employer contribution / active EE | $1,813 | $2,396-24.4% | $3,167-42.8% | $2,757-34.2% |
| Participant deferral / active EE | $2,421 | $3,986-39.3% | $5,011-51.7% | $4,299-43.7% |
| Admin fee / account holder | $1,137 | $8,447-86.5% | $10,958-89.6% | $6,924-83.6% |