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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,794 | $160,070+76.7% | $147,117+92.2% | $145,897+93.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.54% | 98.69%-86.2pp | 420.54%-408.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $17,693 | $5,285+234.8% | $4,932+258.7% | $4,663+279.5% |
| Participant deferral / active EE | $9,882 | $8,419+17.4% | $8,065+22.5% | $6,689+47.7% |
| Admin fee / account holder | $639 | $15,035-95.8% | $12,993-95.1% | $13,390-95.2% |