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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,794 | $159,934+76.8% | $147,005+92.4% | $145,959+93.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.54% | 98.24%-85.7pp | 418.76%-406.2pp | 561.95%-549.4pp |
| Employer contribution / active EE | $17,693 | $5,287+234.6% | $4,934+258.6% | $4,661+279.6% |
| Participant deferral / active EE | $9,882 | $8,427+17.3% | $8,070+22.5% | $6,689+47.8% |
| Admin fee / account holder | $639 | $15,053-95.8% | $13,006-95.1% | $13,398-95.2% |