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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,369 | $96,731-58.3% | $123,973-67.4% | $86,983-53.6% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 16.85% | 17.33%-0.5pp | 388.13%-371.3pp | 25.83%-9.0pp |
| Employer contribution / active EE | $2,252 | $3,297-31.7% | $4,126-45.4% | $2,584-12.9% |
| Participant deferral / active EE | $4,065 | $4,152-2.1% | $5,247-22.5% | $4,194-3.1% |
| Admin fee / account holder | $4,055 | $8,722-53.5% | $11,799-65.6% | $7,856-48.4% |