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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,369 | $93,345-56.8% | $119,126-66.1% | $87,485-53.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 16.85% | 19.08%-2.2pp | 282.11%-265.3pp | 26.06%-9.2pp |
| Employer contribution / active EE | $2,252 | $3,172-29.0% | $4,034-44.2% | $2,596-13.3% |
| Participant deferral / active EE | $4,065 | $4,099-0.8% | $5,318-23.6% | $4,274-4.9% |
| Admin fee / account holder | $4,055 | $8,039-49.6% | $10,693-62.1% | $7,775-47.8% |