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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,003 | $134,817+22.4% | $123,973+33.1% | $155,188+6.3% |
| Participation rate | 90.5% | 79.4%+11.1pp | 76.7%+13.8pp | 80.8%+9.7pp |
| Annual return | 26.26% | 515.49%-489.2pp | 388.13%-361.9pp | 148.84%-122.6pp |
| Employer contribution / active EE | $6,963 | $4,425+57.4% | $4,126+68.8% | $4,248+63.9% |
| Participant deferral / active EE | $8,426 | $5,706+47.7% | $5,247+60.6% | $6,531+29.0% |
| Admin fee / account holder | $2,040 | $13,245-84.6% | $11,799-82.7% | $14,480-85.9% |