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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,003 | $114,119+44.6% | $107,187+53.9% | $138,895+18.8% |
| Participation rate | 90.5% | 78.1%+12.4pp | 75.0%+15.5pp | 79.9%+10.6pp |
| Annual return | 26.26% | 273.21%-246.9pp | 204.55%-178.3pp | 145.39%-119.1pp |
| Employer contribution / active EE | $6,963 | $4,059+71.6% | $3,782+84.1% | $4,194+66.0% |
| Participant deferral / active EE | $8,426 | $5,538+52.2% | $5,096+65.4% | $6,396+31.7% |
| Admin fee / account holder | $2,040 | $10,024-79.6% | $9,162-77.7% | $12,562-83.8% |