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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,853 | $110,410+10.4% | $102,437+19.0% | $145,897-16.5% |
| Participation rate | 72.7% | 77.9%-5.2pp | 74.5%-1.8pp | 80.3%-7.6pp |
| Annual return | 14.68% | 24.85%-10.2pp | 24.95%-10.3pp | 552.29%-537.6pp |
| Employer contribution / active EE | $4,155 | $4,217-1.5% | $3,871+7.3% | $4,663-10.9% |
| Participant deferral / active EE | $5,196 | $5,622-7.6% | $5,060+2.7% | $6,689-22.3% |
| Admin fee / account holder | $1,259 | $9,745-87.1% | $8,388-85.0% | $13,390-90.6% |