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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,150 | $178,174+33.1% | $156,181+51.8% | $137,256+72.8% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 4.28% | 84.19%-79.9pp | 64.87%-60.6pp | 220.34%-216.1pp |
| Employer contribution / active EE | $1,992 | $4,972-59.9% | $4,294-53.6% | $4,156-52.1% |
| Participant deferral / active EE | $7,539 | $6,888+9.5% | $6,132+22.9% | $6,407+17.7% |
| Admin fee / account holder | $661 | $17,404-96.2% | $14,586-95.5% | $12,270-94.6% |