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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,015 | $86,938+36.9% | $102,423+16.2% | $80,925+47.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 8.60% | 18.89%-10.3pp | 29.42%-20.8pp | 35.65%-27.1pp |
| Employer contribution / active EE | $4,252 | $2,369+79.5% | $3,023+40.7% | $2,756+54.3% |
| Participant deferral / active EE | $8,899 | $4,120+116.0% | $5,054+76.1% | $4,299+107.0% |
| Admin fee / account holder | $16,274 | $8,053+102.1% | $9,455+72.1% | $6,940+134.5% |