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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,368 | $77,472+43.8% | $100,415+10.9% | $80,959+37.6% |
| Participation rate | 88.5% | 76.9%+11.5pp | 81.5%+6.9pp | 67.7%+20.8pp |
| Annual return | 11.57% | 37.26%-25.7pp | 49.47%-37.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $3,941 | $2,800+40.7% | $3,9430% | $2,757+42.9% |
| Participant deferral / active EE | $8,460 | $6,818+24.1% | $8,091+4.6% | $4,300+96.7% |
| Admin fee / account holder | $53,018 | $5,885+800.9% | $7,906+570.6% | $6,925+665.6% |