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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,642 |
SAGEVIEW ADVISORY GROUP, LLC10+ years Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 27 · EIN 33-0818667 | Advisory (Plan) | $18,089 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,983 | $54,679-43.3% | $76,119-59.3% | $74,459-58.4% |
| Participation rate | 60.7% | 60.3%+0.4pp | 69.1%-8.4pp | 67.2%-6.5pp |
| Annual return | 12.21% | 31.90%-19.7pp | 361.25%-349.0pp | 1369.70%-1357.5pp |
| Employer contribution / active EE | $876 | $1,781-50.8% | $2,693-67.5% | $2,626-66.6% |
| Participant deferral / active EE | $3,338 | $3,072+8.7% | $4,259-21.6% | $4,350-23.3% |
| Admin fee / account holder | $283 | $2,238-87.4% | $6,421-95.6% | $1,945-85.5% |