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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,002 | $68,097+296.5% | $62,929+329.1% | $137,256+96.7% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 17.13% | 1859.11%-1842.0pp | 1063.93%-1046.8pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,284 | $2,811-18.7% | $2,505-8.8% | $4,156-45.0% |
| Participant deferral / active EE | $15,483 | $4,553+240.1% | $3,888+298.2% | $6,407+141.7% |
| Admin fee / account holder | $2,548 | $6,521-60.9% | $5,065-49.7% | $12,270-79.2% |