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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,339 | $72,446-59.5% | $67,561-56.6% | $145,877-79.9% |
| Participation rate | 20.8% | 76.9%-56.0pp | 72.9%-52.1pp | 80.3%-59.5pp |
| Annual return | 19.35% | 7211.98%-7192.6pp | 3525.44%-3506.1pp | 551.28%-531.9pp |
| Employer contribution / active EE | $0 | $3,072-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,166 | $4,785-75.6% | $4,003-70.9% | $6,691-82.6% |
| Admin fee / account holder | $629 | $5,541-88.6% | $4,006-84.3% | $13,402-95.3% |