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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,145 | $110,410-39.2% | $102,437-34.5% | $145,897-54.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.17% | 24.85%-9.7pp | 24.95%-9.8pp | 552.29%-537.1pp |
| Employer contribution / active EE | $7,011 | $4,217+66.3% | $3,871+81.1% | $4,663+50.4% |
| Participant deferral / active EE | $6,066 | $5,622+7.9% | $5,060+19.9% | $6,689-9.3% |
| Admin fee / account holder | $2,481 | $9,745-74.5% | $8,388-70.4% | $13,390-81.5% |