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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,515 | $89,259-40.0% | $107,187-50.1% | $82,637-35.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 16.30% | 21.02%-4.7pp | 204.55%-188.3pp | 53.51%-37.2pp |
| Employer contribution / active EE | $5,662 | $3,080+83.8% | $3,782+49.7% | $2,552+121.8% |
| Participant deferral / active EE | $6,292 | $4,037+55.8% | $5,096+23.5% | $4,126+52.5% |
| Admin fee / account holder | $3,473 | $7,381-52.9% | $9,162-62.1% | $7,339-52.7% |