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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,531 | $101,618-92.6% | $93,063-91.9% | $137,256-94.5% |
| Participation rate | 80.0% | 74.9%+5.1pp | 72.1%+7.9pp | 80.0%0pp |
| Annual return | 22.02% | 223.95%-201.9pp | 34.15%-12.1pp | 220.34%-198.3pp |
| Employer contribution / active EE | $476 | $2,707-82.4% | $2,476-80.8% | $4,156-88.6% |
| Participant deferral / active EE | $646 | $4,279-84.9% | $3,958-83.7% | $6,407-89.9% |
| Admin fee / account holder | $425 | $6,198-93.2% | $6,033-93.0% | $12,270-96.5% |