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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,867 | $211,288+7.4% | $178,540+27.1% | $145,884+55.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.72% | 30.27%-18.6pp | 27.15%-15.4pp | 551.85%-540.1pp |
| Employer contribution / active EE | $23,050 | $4,574+404.0% | $3,953+483.1% | $4,662+394.4% |
| Participant deferral / active EE | $16,801 | $6,967+141.2% | $6,281+167.5% | $6,690+151.2% |
| Admin fee / account holder | $3,506 | $12,105-71.0% | $10,424-66.4% | $13,392-73.8% |