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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,846 | $181,062-91.2% | $158,223-90.0% | $155,188-89.8% |
| Participation rate | 80.0% | 82.7%-2.7pp | 79.2%+0.8pp | 80.8%-0.8pp |
| Annual return | 11.91% | 57.39%-45.5pp | 52.09%-40.2pp | 148.84%-136.9pp |
| Employer contribution / active EE | $10,490 | $4,565+129.8% | $4,109+155.3% | $4,248+147.0% |
| Participant deferral / active EE | $13,165 | $6,134+114.6% | $5,467+140.8% | $6,531+101.6% |
| Admin fee / account holder | $422,430 | $18,825+2144.0% | $16,047+2532.4% | $14,480+2817.4% |